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The Society of Actuaries ("SOA") makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information posted on the "Apps For Actuaries" Web site. The information, opinions, and recommendations presented within the "Apps For Actuaries" Web site are for general information only. Such information should not be considered professional advice and is not intended to replace consultation with a qualified professional. Unless specifically stated otherwise, the SOA does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned on the "Apps For Actuaries" Web site, and information from the "Apps For Actuaries" Web site should not be referenced in any way to imply such approval or endorsement. Moreover, SOA makes no warranty that its Web site, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties. THE SOA EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THE "APPS FOR ACTUARIES" WEB SITE OR THE INFORMATION PRESENTED ON THE SITE.

Links or pointers connecting the "Apps For Actuaries" Web site with other Internet sites are provided as a courtesy only and do not imply, directly or indirectly, the endorsement, sponsorship, or approval by the SOA of the linked site, the organization or individual operating the site, or any product, service or organization referenced in the site. In general, any Web site that has an address (or URL) that does not contain "soa.org" is a linked Web site. The content of any linked site does not necessarily reflect the opinions, standards or policies of the SOA. The SOA assumes no responsibility or liability for the accuracy or completeness of content contained in any linked site or for the compliance with applicable laws of such linked sites